Protect Your Mode of Transportation
Find an Auto Insurance Agent
In the Catskill, NY & Poughkeepsie, NY Areas
Whether you get around by car, truck, or SUV, it’s extremely important to have an auto insurance policy that provides the level of coverage you need. In New York, auto insurance is legally required and generally more expensive than the national average due to population density, traffic congestion, and a no-fault system. The state mandates specific coverages, which can be supplemented with additional policies.
The Frisbee Agency will work with all motorists to determine the specific level of coverage they need, then find a policy that offers it for the lowest premium possible. We always put the needs of the client first.
Minimum Auto Insurance Coverage in New York State
To register and legally drive a vehicle in New York, you must have an auto insurance policy with at least the following coverage:
- Bodily Injury Liability: $25,000 per person and $50,000 per accident. This covers injuries you cause to others.
- Property Damage Liability: $10,000 per accident. This covers damage you cause to someone else's property, like their vehicle.
- Personal Injury Protection (PIP): $50,000 per person. As a no-fault state, New York requires this to cover medical expenses and lost wages for you and your passengers, regardless of who is at fault.
- Uninsured Motorist (UM) Bodily Injury: $25,000 per person and $50,000 per accident. This protects you if you are in an accident caused by a driver who is uninsured or underinsured.
Get in touch with The Frisbee Agency today to request a free quote on auto insurance coverage.
